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Farm and ranch insurance in Hays, Kansas

Your house, barns, equipment, livestock and farm liability on one plan, written by agents who grew up on farms. Our Hays agents compare about 18 companies and help you choose.

What it covers

  • Farmhouse and outbuildings
  • Machinery, pivots and grain bins
  • Livestock, hay and stored feed
  • Farm liability, including custom work
  • Crop insurance through the federal program

Good to know in Kansas

Equipment and livestock values change every year. We review your schedule before renewal so a loss is paid at today’s prices, not what you paid years ago.

What we see in Hays

  • Spring hail

    Roofs and vehicles take the most hail claims here from April through June. We check how your policy handles wind and hail deductibles before storm season.

Questions about farm and ranch insurance in Hays

Can my house and farm be on one policy?

Usually, yes. A farm policy can cover the house, outbuildings, equipment and liability together, which is often simpler and less expensive.

Do you write crop insurance?

Yes. Our licensed agents help with federal crop insurance deadlines, coverage levels and claims.

Do I have to live in Hays to use this office?

No. Our Hays office works with clients across Ellis County and beyond, including Victoria, Ellis, Russell. You can also work with any of our six offices.