A change in who drives, how a vehicle is used or where it is kept is a useful reason to review your policy with an agent. This guide is a discussion aid, not a statement about a particular policy.
Bring your current documents and a description of what changed. Ask the agent to explain limits, deductibles, listed drivers and any conditions that matter to your situation.
Bring these questions.
- Which drivers and vehicles are listed on the policy?
- How should I describe commuting or business use?
- What do the limits and deductibles mean in this policy?